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7 Reasons Not to Spend Money This January

  • January 12, 2015
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It’s with great hypocrisy that I begin to write this post. Given the fact that today I have spent money in Ikea, Boots and on eating out I probably need to write this post more for self motivation rather than to give advice. However, twelve days into this month and I’m not doing so badly (for me). The thing is with January, most of us start off the month with extra ambition and often motivation to stay in and save only to reach half way and want to start booking holidays, make plans and nosey at what the last of the sales have to offer. However out of all the months to try and not spend money, January is probably the best time to tighten those purse strings and here are 7 reasons why…

1. Most people are watching the pennies
You can’t miss out if there is nothing to miss out on. Most people are trying to hold back on the spending in January. The likelihood is that you’re not missing out on much by staying in and being boring because odds are most other people are too.

2. It’s cold
Now I don’t know what it’s like where you live but it Manchester it’s ‘bloody freezing’, pardon my extremely northern expression. Why go out and do anything when you can stay in. Movies and cosy nights in all the way!

3. It’s not the most exciting month
I don’t know about you but out of all the months I find January the least exciting. For me this ties in with points one and two, most people are skint and it’s cold, which equals not the most exciting prospects for the month. Apologies to anyone with January Birthdays, including my friends Lydia and Jay (sorry guys) but your birthdays are right at the end of January so it doesn’t technically count of course. 🙂

4. The sales are SO last season
Literally. Don’t go mad buying everything in the sales and certainly don’t be fooled with the old ‘last chance to buy’. This just means new stock is coming in soon, which means spring/summer clothes, which will be loads more exciting to spend your hard earned cash on.

5. You overspent at Christmas
Now this won’t apply to everyone but whether you did or didn’t overspend this Christmas the likelihood is you got lots of new things anyway. So just think to yourself when you’re looking at that cute little bag ‘do I really need to buy this?’. I’m guessing not.

6. You’re watching the waistline
A lot of us are trying to get back on track in the new year after overindulging over Christmas and so my advice to you is: Don’t eat out, don’t order take out, stay in, eat salad and hibernate. Just kidding but seriously do not order take out, especially not Dominos… hmmm, Dominos.

7. The best things in life are free
Except those designer shoes you want, they definitely aren’t free which is a shame, however lots of other good stuff is. Art galleries, museums, brisk winter walks in the park. Or you if in doubt, stay in and hibernate until it’s safe to come out again.

Samio x

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2 comments
  1. Mango says:
    January 22, 2015 at 1:31 am

    Oh how I needed to see this sooner … Although the January sales have been good to me (ahem) I digress. I like point no.7 its so true 🙂 – oh & I’m loving the picture

    Reply
    1. Samio says:
      January 31, 2015 at 7:38 pm

      haha, thank you. My boyfriend drew that of me. I don’t quite know what I should think about that, although it did make a great header for this blog post. 🙂

      And yes, I really just wrote this as self help, to reiterate to myself that I do not need to spend. The sales did get me a little in the end though but I promise I didn’t go crazy.

      Samio x

      Reply

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